No mortgage needed to start. Move in as an owner, build equity every month, and keep your Ownify payment fixed for five years.

You hold equity when you get the keys, and it grows every month.
Each month you buy a little more of your home.
Ownify covers property taxes, insurance, and repairs when the home's systems break. HOA dues are separate.
Ownify co-invests with you. Buy the rest when you're ready, or cash out if you move.
A short application gets you qualified.
We check eligibility and set a budget, usually for homes between $200K and $750K.
Choose an eligible Opendoor home, or another home on the market.
Bring 2% down and get the keys with equity from day one.
Opendoor homes in these North Carolina markets are available to buy with Ownify. Homes that aren't listed by Opendoor are also available for purchase through Ownify: find a home you love on the market, start your application, and we'll help you buy it with 2% down.
Start your Ownify application today. It only takes a few minutes.